Finance and payments in Telegram: accept pay, track money
More than 90 services for accepting payments, issuing invoices, tracking expenses and working with banks. Before connecting, check who the operator is, what the fees are and how disputes are handled.
UweseaMoney Telegram Bot: Finance and Payments Guide
UweseaMoney in Telegram: a bot from the finance and payments category. How to vet a payment bot, who holds your money and which data never to hand over.
Stars Fast VIP: Accept Telegram Stars Payments in a Bot
Stars Fast VIP creates Telegram Stars invoices and sends webhook payment alerts. Learn how Stars payouts work, the 21-day hold and withdrawals via Fragment.
Radar VIP: Premium Financial Radar Bot for Telegram
Radar VIP in Telegram: the premium Portuguese-language financial radar with unlimited asset alerts, financial reports, priority delivery and exclusive support.
Billy: Shared Expense Tracker for Trips in Telegram
Billy tracks shared expenses in a Telegram group chat for trips with friends, couples and shared costs. History is saved and the chat stays tidy.
Hats: P2P Guarantee for Telegram Deals and How Escrow Works
Hats calls itself a Telegram P2P guarantee. How escrow works, what to verify before dealing with a stranger and how to avoid scammers when you buy or sell.
Webtransfer in Telegram: how P2P social lending works, risks
Webtransfer in Telegram: a social P2P lending platform to borrow money or earn by lending. How it works, what you risk and which red flags to check first.
Walletium: Telegram crypto wallet with virtual Visa cards
Walletium is a hybrid crypto wallet inside Telegram: fee-free USDT transfers, cross-chain swaps and virtual Visa and Mastercard cards. Fees and risks explained.
GodlyPay: Payment Bot in Telegram and How to Stay Safe
GodlyPay in the Telegram payments category: how payment in bots works, what to check before your first payment, red flags and what to do if a charge fails.
Splitsheet: Split Bills With Friends in Telegram
Splitsheet in Telegram splits shared costs right in your group chat: type an amount and the bot works out debts. No sign-up or ads, basics are free.
Cointry: AI expense tracker in Telegram, one line per entry
Cointry is a Telegram expense tracker: log spending and income in one line and AI sorts it into categories. Any currency, budgets, shared family chats, reports.
BriefCase: personalised daily market brief for investors
BriefCase by FlexxMoney builds a daily market brief around your stocks, and AI explains how news affects your portfolio. India focus. What is inside, and caveats.
Structly: a personal finance tracker in Telegram with voice input
Structly in Telegram is a personal finance tracker: send expenses by text or voice and see the details in a mini app. How to keep records without the hassle.
ByDex on Telegram: USDT to RUB swaps, QR payments, Visa card
ByDex on Telegram: buy and sell USDT with a Russian bank card, pay QR codes from USDT and get a virtual Visa for Apple Pay and Google Pay. How it works, risks.
Finance Tracker: Expense Tracker Bot for Telegram
Finance Tracker for Telegram: log expenses by text, receipt photo or voice, set budgets, split bills with friends and export your history to CSV.
TONCA$H: Crypto Cashback in BTC, TON and USDT
TONCA$H in Telegram: cashback in BTC, TON and USDT when you shop with hundreds of brands. How it works, what points and airdrops mean and the real risks.
Prime Donate Telegram Payment Bot: Safety Tips
Prime Donate in Telegram: a payment bot in the finance section. How bot payments work, what to check before paying and which red flags to avoid early on.
Blur Guarantor: Telegram Escrow Bot and How to Spot Clones
Blur Guarantor in Telegram: an escrow bot for deals between strangers. How escrow works, how to verify the bot and which scammer schemes to watch for.
Zalchik Private Payment Bot: Pay Safely in Telegram
Zalchik Private Payment bot: where fans pay for access to a creator's private pack. What to check before paying and how to protect your money and device.
Payment Manager Telegram Bot: Payments and Safety Tips
Payment Manager is a finance and payments bot in Telegram. How payment bots work, what to check before paying and how to keep your card data safe.
HuluPay: Buy Telegram Stars, Premium and Airtime
HuluPay in Telegram: a mini app to buy Stars, Premium, airtime packages and pay with TON. How it works, what to check and which risks to know before paying.
MegaMart Payment Gateway: Accept Payments in Telegram
MegaMart Payment Gateway is a Telegram Mini App for taking payments in a channel, chat or mini-store. Cards, e-wallets, receipts. How it works and the risks.
LightPay on Telegram: pay ruble QR codes with crypto
LightPay on Telegram: a crypto wallet that pays ruble QR codes, stores, swaps and sends coins. How QR payments work, what fees to expect and the main risks.
Subscription Bot: Track Your Subscriptions in Telegram
Subscription Bot for Telegram collects your subscriptions in one place and helps you keep track of renewal dates. Built by the PanDev team, Russian UI.
SpendSummaryBot: Expense Tracking in Telegram Chat
SpendSummaryBot tracks expenses in Telegram: type an amount and a category, get totals, 10 currencies and, in Pro, budgets, reports and Excel export.
Cs bots pay Telegram Bot: How to Pay Through a Bot Safely
Cs bots pay in Telegram: a payment bot in the finance category. How bot payments work, how to vet a bot and keep your card, money and Stars safe from scammers.
Bytecoin on Telegram: game currency, mini games and chat transfers
Bytecoin on Telegram: an in-app currency, guessing games with multipliers, bonus checks and transfers between friends in private and group chats. How it works.
Libermall Card: Crypto Visa and Mastercard in Telegram
Libermall Card in Telegram: virtual and plastic Visa and Mastercard cards, USDT top-ups, cashback up to 5%. How to get a card and what to check first.
PotBot: Shared Expense Tracker for Telegram Group Chats
PotBot in Telegram tracks group expenses for trips, gifts and rent. See each member's balance, learn the admin commands and settle up without arguments.
Overleap: Paid Messages in Telegram With a Crypto Wallet
Overleap in Telegram: a sender pays the reader a small fee so the message gets noticed. Wallet, your own price and link. How it works and what the risks are.
Telegapay: accept payments for Telegram channels
Telegapay takes payments for Telegram channels by card number and fast payment system, with USDT payouts. How it works, what to ask first, and the risks.
Stripe Bot for Telegram: Accept Payments in Your Bot
Stripe Bot links your Telegram bot to a Stripe account so you can receive payments from users. How to connect, why test mode matters and what to know about fees.
Economika Bot: Euro, Dollar and Oil Rates on Telegram
Economika Bot for Telegram: usd, eur and brent commands, central bank and exchange rates, oil, metals and indices. Works in any chat. Bot rate vs bank rate.
Lenta Chatbot on Telegram: Card No. 1 and Operator Chat
Lenta chatbot on Telegram: instant Card No. 1 issuing, answers about the chain and a link to a live operator. How to use it and avoid fake bots.
ValoraX AI in Telegram: AI Agent for Crypto Payments and Card
ValoraX AI in Telegram: a digital card demo and an AI payment agent for VLX tokens. How it works, what you can try first and which crypto spending risks exist.
Evlampiy: Profinansy Support Bot in Telegram
Evlampiy in Telegram is the customer support bot for Profinansy. It helps with course and Club access, your plan and login, and calls an operator if needed.
Zaimbot: Loan Offers in Telegram and Risks to Check
Zaimbot in Telegram collects loan offers from lenders in one mini app. What to check before applying, how to count the burden and how to avoid scammers.
SpendX: AI Spending Tracker Mini App for Telegram
SpendX on Telegram: an AI agent sorts your expenses into categories while a piggy game rewards tracking with coins. How it works and where the risks are.
SplitPay: split bills with friends in Telegram
SplitPay in Telegram splits shared costs: rooms for groups, receipt recognition, debt tracking and reminders. Say goodbye to awkward 'I will pay you later'.
Splitopia: Split a Restaurant Bill From a Receipt Photo
Splitopia in Telegram: photograph the receipt, drop a link in the group chat, and everyone claims their own items. Tax and tips split fairly. No more math.
Kolo Telegram Mini App: Crypto Card, Wallet and Bank Transfers
Kolo in Telegram: a virtual crypto card, bank transfers and a wallet in one app. How it works, what to expect from fees and KYC, and the risks worth knowing.
Ex24.pro: Currency Exchange in Thailand via Telegram
Ex24.pro on Telegram: currency exchange and transfers for Thailand, the UAE, Vietnam, Bali and China. How it works, rate versus fee and how to check a license.
StockFrame: AI Stock Research and Watchlists in Telegram
StockFrame in Telegram: fundamentals, technicals, analyst targets, news and insider trades for US stocks, with watchlist alerts and AI analysis. Not advice.
Bion: QR Payments, Wallet Credit and Rewards in Telegram
Bion in Telegram: pay by QR scan, wallet credit up to 300 dollars, gift cards and rewards. What it is and how to avoid costly mistakes with money.
Settler: Split Group Expenses in Telegram with TON
Settler tracks shared expenses in your Telegram group: add costs by text or voice, get AI categories and settle debts in TON. Add the bot to a chat.
China Exchange Rate Bot: Yuan and Dollar Rates in Telegram
The China Exchange Rate bot in Telegram shows the current yuan and dollar rate with the /rate command. How to read rates and avoid overpaying on transfers.
Flowbit: virtual card for payments abroad in Telegram
Flowbit issues a virtual card in Telegram in a couple of taps for subscriptions and travel payments. Plain facts on cost, limits and risks of the service.
xPlitter: Telegram bot to split group expenses
xPlitter in Telegram: add the bot to a group, log shared costs with /add and let /split work out who owes whom. Handy for trips, friends and flatmates.
pgon: Telegram Wallet to Pay by QR with USDT and Rubles
pgon in Telegram: a wallet for rubles and crypto with QR payments in shops and online. How a payment works, checks, promo codes, fees and risks to know.
Finance services you can find in Telegram
This section holds more than 90 bots and Mini Apps for working with regular money. Some help accept payments in channels and shops, others issue invoices, connect payment systems like Stripe, keep expense records or show summaries for investors. There are also support bots for banks and finance companies.
Examples include Stripe Bot for taking payments, Telegapay for channel payments and Hats as a deal guarantor.
How to choose a service
- Operator: who runs it, and whether legal details and support exist.
- Fees: for receiving, withdrawing and converting, and when they are charged.
- Payment methods: cards, instant payments, virtual cards, transfers.
- Payouts: timing, limits and documents you may be asked for.
- Reports: an export of operations for your bookkeeping.
Keeping your money safe
Finance bots attract scammers. Fakes copy the names and design of real services. Connect only bots whose links come from an official source or a trusted catalog.
Never share SMS codes, CVV or passwords, and never send a photo of your card. A genuine service will not ask for them in a chat. If an operator rushes you to transfer money, promises income or demands prepayment, stop.
Special cases
Services with crypto and virtual cards follow their own rules. Conversion rates and fees can be unfavorable, and refunds are not always possible. P2P deals with strangers carry risk even when a service calls itself a guarantor, so read how its escrow works.
For personal finance, begin with a simple expense tracker and check where your data is stored. To start, open a service from the catalog, press launch and try it with a small amount. No installation is needed.
For channel owners and small shops these bots save time: there is no manual checking of transfers, and payment is tied to access automatically. For everyday users, expense trackers and payment reminders are useful. Decide in advance which data you are ready to entrust to a service, and enter nothing extra.
FAQ
How can I accept payments through a Telegram bot?
Connect a payment service to your bot or channel, then set prices and payment methods. Confirm fees and payout timing in advance.
Is it safe to enter card details in a finance bot?
Only with a verified operator and on the payment provider's page. Never send CVV or SMS codes into a chat.
How do I spot a fake finance bot?
Compare the name, link and user count with the official source. Fakes often rush you to transfer money and promise easy income.
Can I manage a personal budget in Telegram?
Yes, there are bots that track income and spending with categories and reports. Check where your data is stored and share only what is needed.