Finance Tracker: expenses in Telegram

Coffee, a cab, a grocery run: small expenses pile up and by the end of the month nobody knows where the money went. Finance Tracker logs spending inside Telegram, the app you already have open all day. 💸

You can add an expense by typing it, snapping a receipt, or sending a voice message. The AI pulls out the amount, merchant and date for you.

Snap the receipt, skip the typing

Copying numbers off paper is the dullest part of budgeting. Here you photograph the receipt or just say "lunch 850". The bot reads the amount, the place and the date.

If the recognition gets something wrong, fix it right away while you still remember the purchase. It takes a few seconds and keeps the history accurate.

A budget that warns you before the limit

Set a monthly budget and get alerts before you overspend. Expenses sort into categories and projects, such as groceries, transport or a May holiday.

• Categories. Show where most of the money goes.
• Projects. Good for a renovation, a trip or a wedding: everything on one topic in one place.
• Summaries. Daily, weekly and monthly recaps, plus AI insights and reports.

Who owes whom after the trip

Shared costs usually end with a calculator and an awkward chat. The bot has shared groups: everyone adds their own spending, and the bot suggests who should pay whom to settle up.

The /family command manages family access, and /sharedgroups handles splitting bills with friends or relatives.

Any currency, plus a CSV file on demand

The bot works in any currency, which helps on trips when your wallet holds three kinds of money at once. Use /export to download your history as CSV and open it in any spreadsheet.

The file doubles as a backup and as raw material for your own charts, pivot tables or tax calculations.

Commands worth knowing on day one

1. /start. Opens the main menu.
2. /add. Adds an expense by hand.
3. /budget and /status. Show your budget state and an overview of spending.
4. /ai and /manual. Switch the AI assistant on, and back to normal mode.
5. /premium. Lists paid features and upgrade options.

Making the habit stick

A tracker only works if you use it daily. Log a purchase right after paying, with the receipt still in your hand. By evening it becomes detective work and small items vanish.

Start with five to seven broad categories. Overly detailed sorting gets tiring fast. Once a week, read the summary and compare it with the real balance on your card.

A note on privacy: receipts and voice notes reveal your habits and locations. Avoid sending photos that show full card numbers, and keep identity documents out of the chat. 🔒