SplitPay: split bills with friends

Dinner for eight, one bill and five people who will "pay you back later". A week on, nobody remembers who owes what, and you are the one awkwardly asking. SplitPay takes that arithmetic off your plate right inside Telegram. 🧾

You create a room for shared expenses, add the participants and see who owes whom. No spreadsheets and no calculator.

One room per group

Everything is built around rooms. The /create_room command makes a new one, for a trip, a shared rental or a party. Expenses and participants gather there.

You can keep several rooms. One for friends, another for lunch with coworkers, a third for vacation. The calculations never mix. 🏠

A receipt instead of typing

The bot description says you can upload a photo of a receipt and the app recognizes it automatically. That saves time when the bill has twenty lines.

Still, check the result. Recognition can misread a price or skip a line, especially on a crumpled receipt or a faint print. One minute of checking prevents arguments.

What "fair" means

The app promises to distribute costs among participants fairly. Fair does not always mean equal: the person who ordered a salad should not pay for someone else's steak.

• Equal shares. Fits common costs such as a taxi or a house rental.
• By item. Everyone pays for what they ordered.
• By share. When one person had a bigger part of the expense.

These are three typical ways groups divide a bill. Agree on one before you open the room: the principle stays the same, everyone pays for their own. ⚖️

Payments and reminders

The app tracks payments in real time and sends notifications and reminders. The debtor does not need a personal message, the bot does it, and friendships stay intact. 🔔

Keep in mind that such apps usually calculate and remind rather than replace a bank transfer. You send money your usual way and mark the debt as settled in the room.

Settling without arguments

1. Create the room right away. Do not wait until the end of the trip or evening.
2. Add expenses as you go. Details fade in a week.
3. Check the receipt. Especially if the bot recognized it.
4. Agree on rules early. Equal or by item, tip included or not.
5. Close debts fast. Mark payments in the room.

A word on safety

A receipt photo can carry extra data: part of a card number, a name, an address. Cover those fields or crop the picture if you can.

Do not send card details or message codes through the app or a chat. Transfer money to friends only using details sent by someone you know. ⚠️

Who it helps

Friend groups, flatmates, teams that eat lunch together and anyone traveling in a group. 🌍

If you split costs as a pair and always take turns, a note on your phone is enough. A group of six and a shared holiday with no tracking soon turn into confusion.