pgon: Pay by QR from a Wallet

The checkout shows a QR code, but your money sits in USDT rather than in rubles on a card. The pgon wallet is built for exactly that moment: it converts the needed amount from crypto into rubles and pays through the QR. 💳

The bot profile calls it one wallet for rubles and cryptocurrency, with payments in stores and online services through the national QR standard. It all runs inside Telegram, so you need no separate app.

How a payment goes

The scheme is short: top up the balance, scan the QR on the till or on a payment page, and the wallet calculates the sum and completes the payment. The shop receives ordinary rubles and knows nothing about crypto.

1. Open the bot and press /start.
2. Top up your balance in a way that suits you.
3. Scan the fast-payment QR in a shop or online.
4. Check the final amount and confirm.

Before confirming, always check the rate and fee shown in the app itself, because they can change.

What the commands do

• /start opens the main menu.
• /balance shows your balance.
• /checks manages checks, which can be used to pass funds along.
• /promo activates a promo code.

Checks are handy when you want to send a sum to an acquaintance without sharing payment details.

Where this wallet helps

It is useful for people whose income or savings are in crypto while the bills are in rubles: groceries, taxis, online services, subscriptions. Instead of manual conversion through an exchanger, everything happens in one window.

It works only where QR payment is accepted. If a terminal or service does not support that method, the wallet cannot help.

What to know before the first payment

• Payments are final. A refund through the service is usually impossible after paying, so check the amount and the recipient.
• Rate and fee. The ruble price you get may differ from the market rate. Compare the final ruble sum with the shop price.
• Storage. Money in such a wallet is not insured like a bank deposit. Keep only what you plan to spend soon.
• Law and taxes. Rules for crypto in your country can differ and change.

Avoiding a fake

Popular wallets always attract clones and fake support accounts. Open the bot with the button on this page, never forward wallet data, confirmation codes or seed phrases, and remember that real support does not ask you to send money "for verification".

Make your first payments small. That way you learn how the scheme works without risking much.

A habit that saves money

Before scanning a QR, open the confirmation screen and compare the recipient name and the amount. It takes five seconds and protects against mistakes and swapped codes.

Who it suits

People who keep part of their funds in USDT and want to pay from it in ordinary shops. Users who want a simple wallet without installing apps. Anyone ready to learn about rates and fees.