Doyu: Money Tracker with Getcoins

Payday was Monday, and by Thursday you cannot say where the money went. Sound familiar? Doyu lets you log income and expenses inside Telegram and rewards regular use with coins called Getcoins.

The idea is simple: noting down spending sticks better when something comes back to you, even if it is only a place on a leaderboard.

What Doyu does

According to the project description, the app helps you track expenses, build sustainable habits and connect with other users.

• Tracking. Enter income and expenses and see where the money goes.
• Habits. Regular entries become the base of a budget.
• Community. Compare progress with other users 👥.
• Getcoins. Coins for activity that lift you up the rankings.

What Getcoins are

As described, you collect Getcoins to climb leaderboards, redeem rewards or gain future benefits.

Notice the wording "future benefits". It points to a possibility, not to a guaranteed payout. Treat the coins as a game element unless the rules say otherwise.

Taming your own budget

A tracker is only as useful as you are honest with it. A few habits that work in any app:

1. Log it right away. An hour later you will forget small items like coffee and a taxi.
2. Use categories. Food, transport, subscriptions, fun. No more than six or seven groups.
3. Review weekly. Ten minutes on a Sunday evening is enough.
4. Set one limit. Start with the category where you overspend most often.

Mini app, website and phone

The project has a web version that you can pin to your home screen as an icon without visiting a store. On Android there is also a separate app called "Doyu: Simple finance tracker".

The Telegram bot is handy because the messenger is always at hand. Logging a purchase takes half a minute while you stand in a queue.

Keeping money and data safe 🔐

A tracker stores facts about your budget, which is sensitive information. Handle it as carefully as a card statement.

• Skip card numbers and passwords. Amounts and categories are all you need for tracking.
• Never pay for coins. If someone sells Getcoins or promises to "speed up growth", stop right there.
• Read the reward terms. What can be redeemed and under which conditions should be written down.

This is a habit app and not an investment tool, so do not expect income from it.

Who it fits

People who want to start keeping a budget and need a gentle push. Also those who find notes-app bookkeeping dull but enjoy seeing their progress on a ranking.

If you need detailed bank analysis with transaction import, look at dedicated banking apps.