Walletium: crypto and a card in one chat

You have crypto in a wallet, yet paying for a subscription or a purchase with it is a hassle: an exchange, a withdrawal, a bank card. Walletium puts it all in one Telegram mini app: storage, transfers, swaps and a virtual card you top up with crypto. 💳

What's inside

• Many networks. Bitcoin, Ethereum, TON, Solana and more than 50 networks in one app.
• Fee-free USDT transfers. Send the stablecoin inside the service with no transfer fee.
• No gas tokens needed. You don't have to hold a separate network token to cover fees.
• Cross-chain swaps. Fast swaps between TON, ETH, BNB, TRX and others.
• Staking. A mode that pays rewards in TEX, the wallet's internal token.

Hybrid custody: who holds the keys

Walletium's main twist is that you choose how your funds are held. 🔑

• Self custody. The keys and recovery phrase stay with you. Lose the phrase and you lose access, but the service can't touch your money.
• Managed custody. The service handles the keys. It is convenient and easier to recover, but you are trusting the company with your funds.

Self custody is safer for large amounts. Managed mode suits small balances for everyday spending.

A virtual card funded by crypto

Cards are live. You issue a virtual Visa or Mastercard, top it up from your crypto balance and pay online. The card can be added to Apple Pay and Google Pay for tap-to-pay in regular stores.

According to the project's site, issuing a card costs 15 dollars and top-ups carry a 3% fee. Before your first payment, check that the card works with the stores and services you need, especially for subscriptions.

The real cost

In-wallet swaps are advertised as nearly free. Buying crypto with a bank card is expensive, though. The site's own example prices 100 USDT at about 110.50 dollars, so close to 10% goes to costs. 💸

The service also works without identity checks. That is convenient, but for a financial product it means less protection if something goes wrong.

Before you deposit

Opinions on Walletium are mixed. Some reviews praise the quick setup, others mention app freezes. Website checkers give it a low trust score, and the TEX token doesn't trade on outside exchanges, so its real value is hard to judge. ⚠️

1. Start small. Make a modest first deposit.
2. Test a withdrawal. Move part of the funds to another wallet right away.
3. Recovery phrase. In self custody, write it on paper and show it to nobody.
4. Support. Contact only the official support bot listed in Walletium's profile.
5. TEX staking. Don't keep more there than you can afford to lose.

Used this way, Walletium can be a handy wallet for everyday crypto payments, while your main savings stay somewhere else. ✅